Personal car
leasing made easier.

Arnold Clark Affinity Cars

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Yellow Volkswagen ID 5 Happy couple driving a car

What is Arnold Clark
Affinity Cars?

Affinity Cars is our new car plan that allows you to browse and personalise thousands of our best car leasing deals. The entire process is done online, so you never need to visit a showroom.

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Benefits of Arnold Clark Affinity Cars

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    Free delivery anywhere in the UK mainland

    We'll deliver your car directly to you at no extra cost. We even collect it when the contract ends.

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    An unrivalled range of cars to choose from

    We have close links to manufacturers and can supply you with any make or model available in the UK at competitive prices.

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    Build your deal and personalise your car

    You're in control of the leasing agreement and can choose the mileage allowance, initial rental and maintenance package. You can also customise your car's spec, paint and trim to meet your exact requirements.

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    Change your car every two or three years

    Personal leasing means you don’t have to worry about the car depreciating in value. When the arrangement ends, you simply return the car to us and we'll deliver a new one.

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Register to explore offers like these...

Deals shown are based on a customer-maintained personal car lease agreement over 36 months, with an annual mileage allowance of 24,000 miles. A first rental of one month plus a one-off Documentation Fee of £200, is followed by 35 monthly payments. Payments include VAT at the prevailing rate. Models shown for illustrative purposes only. Offers shown are subject to availability.

How it works

How it works infographic
How it works infographic

Frequently asked questions

What is a personal car lease?

A personal car lease is essentially a long-term car rental. You hire a car over a period of time at an agreed annual mileage, and then simply return the car when the agreement ends. This type of agreement is a regulated credit hire agreement and is sometimes referred to as personal contract hire (PCH).

What’s included?

Your personal car lease includes the hire of a car for the agreed number of months and mileage allowance. We take care of Vehicle Excise Duty (road tax) each year, but you have to make sure your car is comprehensively insured, and pay for the fuel you use.

For complete peace of mind, you can add our servicing and maintenance package. This means there's no need to worry about servicing, breakdowns, tyres or any other unexpected mechanical repair costs. Or, you can choose to service and maintain the car yourself.

Whatever your preference, you will enjoy the professional help and support you would expect from one of the UK’s leading leasing companies.

How long will delivery take?

Every car is different. If your car is a factory order, this will take longer than a special offer vehicle that is immediately available. The expected delivery period will be displayed on our website and when your order is confirmed we’ll regularly update you about the delivery of your car.

Can I use a personal lease car for business journeys?

Yes, but if you plan to use your car for business purposes, you’ll need extra business insurance and your employer’s permission. Your employer doesn’t have any influence over the car you choose, but they can stop you using the car for business purposes.

Which cars are available via Affinity Cars?

We can supply a car from any manufacturer available for sale in the UK and deliver it free of charge (UK mainland only) directly to you. If you can’t find the vehicle that you’re interested in on our website, get in touch and we’ll prepare a quotation.

Is insurance included in the monthly payment?

No. You’ll need to arrange your own insurance cover. We require proof of a comprehensive insurance policy before we deliver your car. The individual taking out the personal lease agreement must be the main policy holder.

How do I know if I’m eligible?

Check with your employer to find out if they’re part of our Affinity car plan. If they are, you’ll need to be over the age of 18 to secure finance. Anyone over the age of 18 is potentially eligible to hire a car from us. 

Got a question about Affinity Cars?

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