Personal contract hire

Fixed cost motoring for the private motorist

Personal Contract Hire is Contract Hire for the private motorist. With PCH, you enjoy the same flexibility, comfort and peace of mind that you would get from a company car, without the restrictions of the company car plan.

PCH is essentially a long-term car rental, that’s typically over 2 or 3 years. You choose an annual mileage allowance and pay us monthly instalments via direct debit.

All our Personal Contract Hire agreements are fully maintained, and include servicing, tyres and emergency recovery. So there’s no need to worry about unexpected repair costs, as everything is included. Best of all, because PCH is a personal hire arrangement between you and Arnold Clark Vehicle Management, there is no Benefit in Kind tax to pay.

Benefits of Personal Contract Hire

  • Low deposit and low monthly costs
  • No Benefit in Kind tax
  • Includes full maintenance, tyres, recovery and road tax
  • Free delivery on the UK mainland
  • Choose from a huge range of vehicles
  • Change your car every 2 or 3 years